This is our most popular checking account. With Basic Checking there is no monthly maintenance fee, no per check charge and no minimum balance requirement. Use checks or your free Visa Debit Card to access your funds. This account is both thrifty and convenient.
If you carry a higher balance in your checking account you may want to check out our Share Draft Checking.
Share Draft Checking
If you generally keep a higher balance in your checking account, the Share Draft Checking Account is for you. You need only maintain a $500 minimum balance to avoid the $5 monthly maintenance fee. The benefit, you not only get the convenience of a full service checking account, you also earn dividends on your entire balance.
If you don’t want to worry about maintaining the $500 minimum balance, you may want to check out our Basic Checking Account.
Small Business Checking
Cheney Federal Credit Union understands that the small business owners in our community need a checking account that doesn’t charge excessive fees. That is why we offer our Small Business Checking account. There are no monthly maintenance fees associated with this account. We have very low miscellaneous service fees. We care about our members and their financial well being. If you are a small business owner, contact one of our member service representatives for more details.