Borrowing

Auto

Young woman receiving the keys of her new carAuto loans are our specialty. Not only do we offer great rates but the fast, friendly service you receive from our loan staff will help make your car buying experience an enjoyable one.

Click on Rates to look at our rates and calculate an estimated payment. Get pre-approved before you shop: Apply Now

Recreational Equipment

Summer vacation - young girl driving a motor boatIs it time to hit the road in a new RV? Maybe you would prefer to sit in your backyard in a new hot tub, or launch your new boat at one of the many beautiful area lakes. Whatever your recreational preference, we have a loan that will fit your needs. Take a look at our great rates, then apply online.

Real Estate

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Cheney Federal Credit Union offers first and second mortgage loans.
Our First Mortgage Programs include fixed rate loans from 5 years to 30 years. 

Second Mortgage Programs run up to 10 years on a fixed rate.

For detailed information regarding these loans please contact us.

CFCU NMLSR: 410438 

Lynn Mount NMLSR: 510920

Angela Newberg NMLSR: 510977

Apply Now

Personal

Personal Loans are available. Members are welcome to apply for any amount up to two times their monthly income. Our rates are always competitive.
Apply online or contact our loan department.

Visa

Cheney Federal Credit Union offers a fixed rate Classic Visa card. With our card you pay no annual fee, you have a 25 day finance charge grace period on purchases, and you pay the same low rate for purchases, balance transfers and cash advances. Apply today!

If your VISA credit card is lost or stolen please call (888) 901-2328 during business hours to report the loss.

Enroll in the Score Card program to see the rewards you have earned www.scorecardrewards.com

Sign up for Visa purchase alerts at: https://usa.visa.com/pay-with-visa/featured-technologies/purchase-alerts.html 

Overdraft LOC

Cheney FCU cares about the financial well being of our members. We understand that occasionally you might make an error in your checkbook, or maybe you just find yourself a little short before payday. That is why we offer an overdraft line of credit of up to $500 that can be attached to your checking account. If this type of loan interests you please apply online or contact us.