Rates
Rates effective as of 10/01/2011 and are subject to change
| Loans |
Term |
Rate |
APR* |
|
||
|
New Auto (Posted rates for 48-72 month financing are for 100% financing. A reduction of 0.25% is applied for 10% or more down.) 84 month financing is available on vehicles over $35,000. Current APR is 4.50% |
24 months | 1.99 | 1.99 | |||
| 36 months | 1.99 | 1.99 | ||||
| 48 months | 1.99 | 1.99 | ||||
| 60 months | 1.99 | 1.99 | ||||
| 72 months | 1.99 | 1.99 | ||||
|
36 months | 2.99 | 2.99 | |||
| 48 months | 2.99 | 2.99 | ||||
| 60 months | 2.99 | 2.99 | ||||
| 72 months | 2.99 | 2.99 | ||||
| Used Auto (over 7 years old) | 36 months | 6.00 |
6.00 |
|||
| New & Used Recreational Equipment
Available on loans above $10,000 .. |
24 months | 3.24 | 3.24 | |||
| 60 months | 3.24 | 3.24 | ||||
| 180 months | 4.50 | 4.50 | ||||
| Unsecured Signature | 12 months | 8.00 | 8.00 | |||
| 24 months | 10.65 | 10.65 | ||||
| 36 months | 11.15 | 11.15 | ||||
| Visa Classic Credit Card | Revolving | 7.25 | 7.25 | |||
| Computers | 36 months | 7.05 | 7.05 | |||
| Certificate Secured | 24 months | 2.00 | 2.00 | |||
| 48 months | 2.50 | 2.50 |
|
|||
| 120 months | 3.50 | 3.50 | ||||
| Real Estate - First Mortgage | 15 yr fixed |
call for |
rates | |||
| 30 yr ARM5 |
call for |
rates | ||||
| Real Estate - Second Mortgage | 5 yr fixed | 4.49 | 4.49 | |||
| 12 yr fixed | 5.49 | 5.49 | ||||
| 20 yr ARM3 | 5.40 | 5.40 |
*APR = Annual Percentage Rate
| Savings |
Minimum Balance |
Dividend Rate |
APY* |
| Regular Share Savings** |
20.00 |
0.25 |
0.25 |
| All Kid's Club Accounts** |
5.00 |
0.25 |
0.25 |
| Holiday Club Account** |
5.00 |
0.25 |
0.25 |
| IRA Share Savings** |
5.00 |
0.75 |
0.75 |
| Super Saver Money Market (min. $2,500 to open) |
5.00 |
0.25 |
0.25 |
|
2,500.00 |
0.35 |
0.35 |
|
|
5,000.00 |
0.45 |
0.45 |
|
|
|
25,000.00 |
0.55 |
0.55 |
*APY = Annual Percentage Yield
| Certificates |
Minimum Deposit |
Term |
Dividend Rate |
APY* |
| Share Certificate |
500.00 |
6 months |
0.65 |
0.65 |
|
500.00 |
12 months |
0.75 |
0.75 |
|
|
500.00 |
18 months |
0.85 |
0.85 |
|
|
500.00 |
24 months |
1.00 |
1.00 |
|
| Super Share Certificate |
50,000.00 |
6 months |
0.75 |
0.75 |
|
50,000.00 |
12 months |
0.85 |
0.85 |
|
|
50,000.00 |
18 months |
0.95 |
0.95 |
|
|
50,000.00 |
24 months |
1.15 |
1.16 |
|
| IRA Share Certificate |
2,000.00 |
18 months |
1.15 |
1.16 |
|
2,000.00 |
36 months |
1.25 |
1.26 |
|
|
2,000.00 |
48 months |
1.35 |
1.36 |
|
|
2,000.00 |
60 months |
1.45 |
1.46 |
|
*APY = Annual Percentage Yield
