Fee Schedule

The following are fees associated with various products and services offered by Cheney FCU (effective 6/1/11):

Checking Account Fees:
NSF fee		$20 per item (paid or returned)
Overdraft transfer fee		$5 per transfer from Share Savings or from OD Line of Credit
Stop Payment Fee		$20 per item
Share Draft Maintenance fee		$5 if balance falls below $500 anytime during the month (waived for Basic Checking)
Check Copy Fee		$2 per copy after the first 5 each month
Early Closure fee		$20 if closed within the first 6 months

IRA Account Fees:
One time IRA Plan set up fee		$15

Savings Account Fees:
Early Closure fee		$20 if closed within the first 6 months

Other Service Fees:
Returned Mail fee	$1 per statement
Account Research fee	$25 per hour
Statement Copies	$1 per statement
Money Orders	$1 per MO
Teller's Checks	$1 per check (1 free per month)
Stop pymt on Teller's Check	$20
Deposited Item Returned fee	$5 per item (Business accounts & 3rd party cks)
Wire transfer (domestic)	$10 (outgoing)
Wire transfer (foreign)	$40 (outgoing)
Notary Fees	Free for members / Not available to non-members

Debit / ATM Card Fees:
Replacement of lost card	$5
ATM transaction fee	$0 (we do not charge a fee, however the owner of the machine may assess a service charge)

Share Certificate Fees:
90 days interest penalty on amount of principal withdrawn (after the 7 day grace period)
IRA Certificate Fees:
180 days interest penalty on amount of principal withdrawn (after the 7 day grace period)