Fee Schedule

The following are fees associated with various products and services offered by Cheney FCU (effective 6/1/11):

Checking Account Fees:    
NSF fee   $20 per item (paid or returned)
Overdraft transfer fee   $5 per transfer from Share Savings or from OD Line of Credit
Stop Payment Fee   $20 per item
Share Draft Maintenance fee   $5 if balance falls below $500 anytime during the month (waived for Basic Checking)
Check Copy Fee   $2 per copy after the first 5 each month
Early Closure fee   $20 if closed within the first 6 months

IRA Account Fees:    
One time IRA Plan set up fee   $15

Savings Account Fees:       
Early Closure fee   $20 if closed within the first 6 months

Other Service Fees:  
Returned Mail fee $1 per statement
Account Research fee $25 per hour
Statement Copies $1 per statement
Money Orders $1 per MO
Teller's Checks $1 per check (1 free per month)
Stop pymt on Teller's Check $20
Deposited Item Returned fee $5 per item (Business accounts & 3rd party cks)
Wire transfer (domestic) $10 (outgoing)
Wire transfer (foreign) $40 (outgoing)
Notary Fees Free for members / Not available to non-members

Debit / ATM Card Fees:  
Replacement of lost card

$5

ATM transaction fee $0 (we do not charge a fee, however the owner of the machine may assess a service charge)

Share Certificate Fees:  
90 days interest penalty on amount of principal withdrawn (after the 7 day grace period)  
IRA Certificate Fees:  
180 days interest penalty on amount of principal withdrawn (after the 7 day grace period)  


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