 |
 |
|
 |
 |

|
The following are fees associated with various products and services offered by Cheney FCU (effective 2/10/08):
| Checking Account Fees: |
|
|
| NSF fee |
|
$18 per item (paid or returned) |
| Overdraft transfer fee |
|
$5 per transfer from Share Savings or from OD Line of Credit |
| Stop Payment Fee |
|
$18 per item |
| Share Draft Maintenance fee |
|
$5 if balance falls below $100 anytime during the month (waived for Basic Checking) |
| Check Copy Fee |
|
$2 per copy after the first 5 each month |
| Early Closure fee |
|
$10 if closed within the first 6 months |
| IRA Account Fees: |
|
|
| One time IRA Plan set up fee |
|
$15 |
| Savings Account Fees: |
|
|
| Early Closure fee |
|
$10 if closed within the first 6 months |
| Other Service Fees: |
|
| Returned Mail fee |
$1 per statement |
| Account Research fee |
$10 per hour |
| Statement Copies |
$1 per statement |
| Money Orders |
$ .85 per MO |
| Travelers Checks |
1% of amount purchased (waived for members 60+ years old) |
| American Express Gift Checks |
$2.50 |
| Deposited Item Returned fee |
$5 per item (Business accounts only) |
| Wire transfer (domestic) |
$10 (both incoming and outgoing) |
| Wire transfer (foreign) |
$40 (outgoing) |
| Notary Fees |
Free for members / Not available to non-members |
| Debit / ATM Card Fees: |
|
| Replacement of lost card |
$5
|
| ATM transaction fee |
$0 (we do not charge a fee, however the owner of the machine may assess a service charge) |
| Share Certificate Fees: |
|
| 90 days interest penalty on amount of principal withdrawn (after the 7 day grace period) |
|
| IRA Certificate Fees: |
|
| 180 days interest penalty on amount of principal withdrawn (after the 7 day grace period) |
|
|
|
 |